/* ==========================================================================
   MegaSure Insurance — shared stylesheet
   Edit colors/fonts here in one place and every page updates.
   ========================================================================== */

:root {
  --blue: #145CEB;         /* primary brand blue */
  --blue-light: #61B0F2;   /* secondary / outline button */
  --blue-dark: #1833A0;    /* footer / dark sections */
  --blue-darker: #10267a;
  --text: #0C0A09;
  --text-muted: #57534E;
  --border: #E7E5E4;
  --bg-soft: #F5F5F4;
  --green: #16A34A;
  --white: #FFFFFF;
  --radius: 8px;
  --radius-sm: 6px;
  --max-width: 1180px;
  --font: ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.5;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, h4 { margin: 0 0 12px; line-height: 1.15; font-weight: 700; color: #111827; }
p { margin: 0 0 16px; color: var(--text-muted); }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 15px;
  border: 2px solid transparent;
  cursor: pointer;
  transition: opacity .15s ease;
}
.btn:hover { opacity: .88; }
.btn-primary { background: var(--blue); color: var(--white); }
.btn-light { background: var(--blue-light); color: #071018; }
.btn-outline { background: transparent; color: var(--blue); border-color: var(--blue); }
.btn-white { background: var(--white); color: var(--blue); }
.btn-block { width: 100%; justify-content: center; }

/* ---------- Breadcrumbs ---------- */
.breadcrumb-bar {
  background: var(--bg-soft);
  border-bottom: 1px solid var(--border);
}
.breadcrumb-bar .container {
  padding-top: 10px;
  padding-bottom: 10px;
}
.breadcrumb-bar ol {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 6px;
  margin: 0;
  padding: 0;
  font-size: 13px;
  color: var(--text-muted);
}
.breadcrumb-bar li:not(:last-child)::after {
  content: "/";
  margin-left: 6px;
  color: var(--border);
}
.breadcrumb-bar a { color: var(--text-muted); }
.breadcrumb-bar a:hover { color: var(--blue); }
.breadcrumb-bar li[aria-current="page"] { color: var(--text); font-weight: 600; }

/* ---------- Top promo bar ---------- */
.promo-bar {
  border-bottom: 1px solid var(--border);
}
.promo-bar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  padding-top: 14px;
  padding-bottom: 14px;
}
.promo-bar p { margin: 0; color: var(--text-muted); font-size: 15px; }

/* ---------- Header / Nav ---------- */
header.site-header {
  border-bottom: 1px solid var(--border);
  background: var(--white);
  position: sticky;
  top: 0;
  z-index: 50;
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 16px;
  padding-bottom: 16px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 20px;
  font-weight: 700;
  color: #111827;
}
.logo .logo-badge {
  background: var(--blue);
  color: var(--white);
  width: 34px;
  height: 34px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
}
nav.main-nav {
  display: flex;
  align-items: center;
  gap: 32px;
}
nav.main-nav a { font-weight: 500; color: #374151; }
nav.main-nav a.active, nav.main-nav a:hover { color: var(--blue); }
.dropdown { position: relative; }
.dropdown > button {
  background: none;
  border: none;
  font: inherit;
  font-weight: 500;
  color: #374151;
  display: flex;
  align-items: center;
  gap: 4px;
  cursor: pointer;
  padding: 0;
}
.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  margin-top: 12px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: 0 12px 32px rgba(0,0,0,.12);
  min-width: 220px;
  padding: 8px;
}
.dropdown.open .dropdown-menu { display: block; }
.dropdown-menu a {
  display: block;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  color: #374151;
  font-weight: 500;
}
.dropdown-menu a:hover { background: var(--bg-soft); color: var(--blue); }
.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
@media (max-width: 860px) {
  nav.main-nav { display: none; }
  .menu-toggle { display: block; }
  nav.main-nav.mobile-open {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--border);
    padding: 12px 24px 20px;
  }
  .dropdown-menu { position: static; box-shadow: none; margin-top: 4px; }
}

/* ---------- Hero ---------- */
.hero { padding: 56px 0 72px; }
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 48px;
  align-items: center;
}
.hero h1 { font-size: 44px; color: var(--blue); }
.hero p.lede { font-size: 18px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 24px; }
.hero-image { border-radius: 16px; overflow: hidden; box-shadow: 0 20px 50px rgba(0,0,0,.15); }
@media (max-width: 860px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero h1 { font-size: 32px; }
}

/* ---------- Stats bar ---------- */
.stats-bar {
  background: var(--bg-soft);
  padding: 32px 0;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  text-align: center;
  gap: 24px;
}
.stats-grid strong { display: block; font-size: 30px; color: var(--blue); }
.stats-grid span { color: var(--text-muted); font-size: 14px; }
@media (max-width: 700px) { .stats-grid { grid-template-columns: repeat(2, 1fr); } }

/* ---------- Section headings ---------- */
.section { padding: 72px 0; }
.section-head { max-width: 700px; margin: 0 auto 48px; text-align: center; }
.section-head h2 { font-size: 32px; }

/* ---------- Cards / grids ---------- */
.grid {
  display: grid;
  gap: 24px;
}
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 860px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
}

.card {
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 28px;
  background: var(--white);
}
.icon-badge {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  background: var(--blue);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}
.icon-badge svg { width: 26px; height: 26px; }
.checklist { list-style: none; margin: 0 0 20px; padding: 0; }
.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  color: var(--text-muted);
  margin-bottom: 8px;
}
.checklist li::before { content: "✓"; color: var(--green); font-weight: 700; }

/* ---------- Region / feature list ---------- */
.feature-row {
  display: flex;
  gap: 16px;
  margin-bottom: 28px;
}
.feature-row .icon-badge { flex-shrink: 0; margin-bottom: 0; }

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(135deg, var(--blue) 0%, #3B63E8 100%);
  color: var(--white);
  padding: 72px 0;
  text-align: center;
}
.cta-band h2 { color: var(--white); font-size: 32px; }
.cta-band p { color: rgba(255,255,255,.85); }

/* ---------- Lead form ---------- */
.lead-form {
  background: var(--white);
  color: var(--text);
  border-radius: 16px;
  padding: 36px;
  max-width: 520px;
  margin: 32px auto 0;
  text-align: left;
  box-shadow: 0 20px 50px rgba(0,0,0,.2);
}
.lead-form h3 { text-align: center; }
.field { margin-bottom: 18px; }
.field label { display: block; font-weight: 600; margin-bottom: 6px; font-size: 14px; }
.field input, .field select, .field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  font: inherit;
}
.field .hint { font-size: 12px; color: var(--text-muted); margin-top: 4px; }
.field-row { display: flex; gap: 12px; }
.field-row .field { flex: 1; }

/* ---------- Form success / error states ---------- */
.form-success {
  background: var(--white);
  color: var(--text);
  border-radius: 16px;
  padding: 40px 32px;
  max-width: 520px;
  margin: 32px auto 0;
  text-align: center;
  box-shadow: 0 20px 50px rgba(0,0,0,.2);
}
.form-success-icon {
  width: 56px;
  height: 56px;
  margin: 0 auto 16px;
  border-radius: 50%;
  background: rgba(22,163,74,.12);
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
}
.form-success h3 { margin-bottom: 8px; }
.form-success p { margin: 0; color: var(--text-muted); }
.form-error {
  color: #dc2626;
  font-size: 14px;
  margin: 12px 0 0;
  text-align: center;
}

/* ---------- Contact info cards ---------- */
.contact-info-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 20px;
  margin-bottom: 16px;
  background: var(--bg-soft);
}
.contact-info-item .label { font-size: 13px; color: var(--text-muted); margin-bottom: 2px; }
.contact-info-item .value { font-weight: 700; color: #111827; font-size: 18px; }
.contact-info-item .sub { font-size: 13px; color: var(--text-muted); }

/* ---------- FAQ (native accordion, no JS needed) ---------- */
.faq details {
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 16px 20px;
  margin-bottom: 12px;
}
.faq summary {
  font-weight: 600;
  cursor: pointer;
  color: #111827;
  list-style: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; float: right; font-size: 20px; color: var(--blue); }
.faq details[open] summary::after { content: "–"; }
.faq details p { margin-top: 12px; margin-bottom: 0; }

/* ---------- Pricing cards ---------- */
.price-card {
  border: 2px solid var(--border);
  border-radius: 14px;
  padding: 28px;
  position: relative;
  background: var(--white);
}
.price-card.popular { border-color: var(--blue); }
.price-card .badge {
  position: absolute;
  top: -14px;
  right: 20px;
  background: var(--blue);
  color: var(--white);
  font-size: 12px;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 999px;
}
.price-card .amount { font-size: 34px; font-weight: 700; color: var(--blue); }
.price-card .amount span { font-size: 15px; color: var(--text-muted); font-weight: 500; }

/* ---------- Steps ---------- */
.steps { display: flex; gap: 24px; flex-wrap: wrap; }
.step { flex: 1; min-width: 200px; text-align: center; }
.step .num {
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--blue); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; margin: 0 auto 12px;
}

/* ---------- Footer ---------- */
footer.site-footer {
  background: var(--blue-dark);
  color: rgba(255,255,255,.85);
  padding: 56px 0 24px;
}
footer.site-footer .footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 32px;
  padding-bottom: 32px;
}
footer.site-footer .logo { color: var(--white); }
footer.site-footer h4 { color: var(--white); margin-bottom: 16px; }
footer.site-footer a { color: rgba(255,255,255,.75); display: block; margin-bottom: 10px; }
footer.site-footer a:hover { color: var(--white); }
.social-row { display: flex; gap: 12px; margin-top: 16px; }
.social-row a {
  width: 36px; height: 36px; border-radius: 50%;
  background: rgba(255,255,255,.12);
  display: flex; align-items: center; justify-content: center;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.15);
  padding-top: 20px;
  text-align: center;
  font-size: 14px;
  color: rgba(255,255,255,.65);
}

/* ---------- Zip / tool box ---------- */
.tool-box {
  background: var(--bg-soft);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 28px;
  max-width: 480px;
  margin: 0 auto;
  text-align: center;
}
.tool-box .field-row { margin-top: 16px; }

/* ---------- Calendly floating badge ---------- */
.calendly-badge {
  position: fixed;
  bottom: 24px;
  right: 24px;
  background: var(--blue);
  color: var(--white);
  padding: 12px 20px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 13px;
  text-align: center;
  line-height: 1.3;
  box-shadow: 0 10px 30px rgba(20,92,235,.4);
  z-index: 60;
  cursor: pointer;
  border: none;
}
.calendly-badge small { display: block; font-weight: 500; opacity: .85; font-size: 11px; }

.text-center { text-align: center; }
.mt-32 { margin-top: 32px; }